It’s an honor when clients entrust me with their wealth creation journey, leaving behind other options. I repay that trust with unwavering ethical principles and honest, personalized guidance”
Message me to consult or advertise – (91) 9384716268
Financial Consulting Service Fee ranges from Rs.1000 to Rs.2000/-
- My cautious approach to financial planning attracts a limited number of clients who value careful investment and risk management.
- I focus on long-term wealth creation, early retirement plan and risk management for my clients.
- I prioritize term insurance awareness and conservative strategies, which resonates with a select group of clients seeking thoughtful financial planning.
I charge a small fee especially to ensure we maintain transparancy and have a no spam policy to ensure you invest only based on your interest and decision.
1.Health Insurance, Term Insurance and Early Retirement Planning – 30 minutes to one hour session.
2.Mutual fund review (Direct and Regular) – 30 minutes to 1 hour session to review mutual funds you have invested in.
3.Start Investing in Mutual fund – 30 minutes to 1 hour session.
Disclaimer. Mutual Fund investments are subject to market risks, read all scheme related documents carefully.
My Principles
“My transparency and ethical approach earn me my clients’ trust. Even when offered lump-sum investments exceeding 20 lakh, I decline, believing it’s crucial to understand each client’s mindset and risk tolerance.
Therefore, I typically recommend starting with smaller monthly SIPs of Rs. 5,000 or modest lump-sum investments. I’m happy to say that in both my mutual fund and term insurance business, I have never pressured clients to invest hastily. I always ask them to take their time, think and take decision. Some eventually invest online, and it hurts me but life goes on.
It’s an honor when clients entrust me with their wealth creation journey, leaving behind other options. I repay that trust with unwavering ethical principles and honest, personalized guidance”
How it Started?
I was working in an IT organization until 2021. In May 2021, after my Father passed away, I started to focus in financial domain as he always wanted me to save for my future. Initially, I started as health insurance advisor. I did not like to do it as business and hence realized people wanted someone who recommends a health insurance product based on their health status without any bias.
I issue term insurance myself and also love creating term insurance awareness. Eventually, people started using my services before and after they bought insurance products.
I have been doing financial consulting for the past 2 years through VenkatFin.com. As a part of my financial consulting services, I was also suggesting mutual funds for a few of my clients. Gradually, I realized the market was mixed. Some people prefer doing mutual funds on a regular basis through me, and some invest directly. Those who invest directly were also asking me to review their investments.
So, today, I am doing mutual funds in regular for my clients and also doing reviews of mutual fund investments people do in direct for a consulting fee. No matter what AI tools are available, people still believe in personal advice.
Every AMC is launching their own platform, encouraging people to invest directly, and I honestly believe the scope of genuine mutual fund distributors is diminishing. People who seek my paid consulting services do so because they trust me. I believed it is important to offer them genuine, transparent, and honest advice. So, I launched MutualFundGrowth.com as an online magazine to track news and do interviews with fund managers.
Disclaimer – I am not an expert. I am authorized to do insurance and mutual fund business and not stocks. I wanted to maintain a low-profile and do not like to hype. My education is MBA and not in financial domain. I have learnt stuff by experience in the past 2 years. People choose me for honest and ethical advice than my expertise. I write this as I respect people who choose to consult me and hence they should not assume I am an expert just because I make videos and write stuff. I believe that only my honesty and transparancy has gained me clients than my knowledge in this industry.
Vision
I also wish to spread awareness about mutual fund investments to people who are conservative. I believe in sales, but ethical sales. So, I have been following a no-spam policy in all the business I do. If you are interested in advertising or consulting regarding your investments, message me any time of the day and ask me about the consulting fee. We should decide on a convenient time to talk and proceed.
Venkatraman Chandrasekaran